It often happens that we forget the ATM card at home, and suddenly there is a great need for money. Now, if this happens, then there is no need to panic. In fact, through Digital India, you can forget the tension of the card. Now, under the new facility, you can easily withdraw money even without an ATM card. You just need to have any UPI app on your smartphone.
Yes, for this, you have to choose the option of 'cardless cash' on the ATM screen. You first scan the UPI QR code, then enter the amount and enter your PIN. By doing this, the money will be in your hands in a few moments. This technology is not only very convenient for the common people, but can also help a lot in emergencies.
Banks are providing this facility.
Let us tell you that almost all the big banks of the country are now giving customers a unique facility to easily withdraw cash even without any ATM card. This unique step has been taken through UPI or the specific mobile app of the banks. So now you just have to choose the option of 'cardless cash' at the ATM, then scan the QR code from the app or enter the OTP, and the money will be in your hand in the blink of an eye. By the way, this technology not only increases convenience, but also eliminates the worry of losing or stealing the card.
What should be done
So, to always withdraw money without an ATM card, first of all, go to the ATM and choose the option of 'cardless cash withdrawal' or 'UPI cash'. By the way, a QR code will appear on the screen. Then open any UPI app on your phone and scan this QR code. After this, the amount to be withdrawn, you have to enter the UPI PIN. By doing this, money will be withdrawn from the ATM in a few seconds. Many banks also give a 6-digit cash code from their app, which can be entered directly in the ATM, and money can be withdrawn.
What things to keep in mind
By the way, some things should be kept in mind while withdrawing money from the ATM without a card. So first of all, any UPI app should be active on your phone. Second, the ATM or bank branch from which you want to withdraw money should have the facility of 'cardless' or 'UPI cash' withdrawal, as this service is not available everywhere yet. Lastly, know that the maximum limit of cardless withdrawal in a day may be different for each bank. So, confirm this limit before the transaction. This is necessary for your convenience and security.
Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
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